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NriInvestIndia.com, offers SIPs - systematic investment plans in some of the best performing Indian Mutual Funds.To name a few mutual funds of India that we offer to sell to our NRI clients (that includes both PIO & OCI) are:

Reliance	HDFC	UTI
TATA	Kotak	SBI
ICICI Prudential	Principal - PNB	Birla Sunlife

What is a SYSTEMATIC INVESTMENT PLAN (SIP)?

A Systematic Investment Plan is perhaps one of the simplest means of investing money in the Share Market. As the name suggests, Systematic Investment Plan, better known as SIP, is a method of investing your money systematically. Moreover, SIP is perhaps also one of the safest means of investing, as SIP investors get better returns compared to a one-time investor.

More about NRI SIPs?

• An investment method wherein the investor invests a particular amount periodically
• Similar to a conventional recurring deposit, SIP is a method of investing regularly in a mutual fund
• Allows investor to buy units on a particular date, say 15^th, of every month.
• Investor decides the amount and also mutual fund scheme.
• Investor doesn’t have to worry about declining market as she/he can buy more units with the same capital when the market is falling!
• Investor automatically becomes a part and parcel, and begins participating, in the market once s/he begins with SIP.

SIP ensures rupee cost averaging as periodic low capital investment certifies that the investor gets the best out of the market. To begin SIP, an investor needs to give either a post-dated cheque or Electronic Clearing Service (ECS) instruction and the investment will be made regularly in the desired Mutual Fund (MF) for the required amount. But please note that SIP begins with a minimum principal of Rs.2000 through NriInvestIndia.com, with the maximum amount, using an ECS, being Rs.25000. If you wish to invest more than the upper limit, say Rs.50000 or 75000 in just one scheme, then you will have to do so on two or three different dates respectively.

Advantages of SIP: While it’s true that SIP is for those who cannot gauge the market and fear risks, the fact remains that anyone can become a SIP investor. All you need to do is plan your savings and set aside a particular amount every month to be invested in a mutual fund that is either a diversified equity fund or balanced fund. Post-dated cheques can be given to the fund house with the investor being at liberty to opt out of the investment anytime depending on the market condition. How successful your SIP is depends on the performance of your selected scheme.

We are quite sure you would have realised the benefits of SIP but we would do a quick recap of all the benefits for you. 

• Power of compounding: Money will work only if invested at an early age and this implies the power of compounding. The longer you delay investing, the greater is the problem (read financial burden) of meeting your desired goals. If you start saving, rather investing, your money at an early age, the greater will be the power of compounding with a momentous impact on your wealth accumulation.
• Rupee cost averaging: Everyone cannot gauge or time the market. Rupee cost averaging is an automatic market timing apparatus eliminating the need to time the market. A SIP investor doesn’t have to worry about where the market heads. S/he is guaranteed good returns. Though SIP doesn’t guarantee profits, it minimises the loss that one would otherwise face in a fluctuating market.
• Convenience: SIP is also perhaps the most convenient mode of investing. All that the potent investor has to do is provide a post-dated cheque complete with the enrolment form or give ECS instruction. The cheques will be banked on a particular date and the units credited into the investor’s account. The SIP facility is available in the Principal Income Fund, Monthly Income Plan, Child Benefit Fund, Balanced Fund, Index Fund, Growth Fund, Equity fund and Tax Savings Fund.

How can an NRI invest in a SIP? Now that we have told you about SIP, what exactly it is, its features and benefits, we will now proceed to tell you how to invest in SIP. SIP guarantees returns, but how you invest makes a difference. Hence the section on how to invest is described below.

1. Choose from a range of equity and debt schemes offered by us at NriInvestIndia.com

2. The periodicity of SIP can be quarterly or monthly. At NriInvestIndia.com the minimum SIP investment that you can do is Rs.2000. Supposing you decide to opt for a monthly SIP, you want to invest for 5 years, then you may go in for 60 instalments of Rs.2000 each. If you pick a quarterly SIP, you can have 20 instalments of Rs.6000 each.

3. Amount can be deducted electronically from your NRI Bank account every month.

4. You will get monthly statements in your email or at your local Indian address.

The SIP facility can be availed by:

• Electronic Clearing Service (ECS) or Direct Debit mandate. Here the investor gives a debit mandate along with a duly signed Savings Bank Account cheque.

• Issue post-dated cheques.

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General Risk Factors:
Mutual Funds and Securities Investments are subject to market risks and there is no assurance or guarantee that the objectives of the Scheme will be achieved. As with any investment in securities, the NAV of the Units issued under the Scheme can go up or down depending on the factors and forces affecting the capital markets. Past performance of the Sponsor/AMC/Mutual Fund is not indicative of the future performance of the Schemes. NriInvestIndia.com is not responsible or liable for any loss resulting from the operation of the Scheme or by the means of their investment advising. The Mutual Fund nor NriInvestIndia.com is not guaranteeing or assuring any dividend/bonus or any returns, whatsoever. Please read the Offer Document carefully before investing.